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Company Overview


Merchant Management Systems, Inc, as an electronic payment provider, is one of the nations fastest growing and most aggressive companies serving the market place today. MMS offers a wide array of payment vehicles including credit and debit card processing, check conversion, gift and loyalty card processing and electronic benefits transfer with the utmost in speed, reliability and flexibility. MMS is dedicated to providing services with an absolute commitment to quality service and customer satisfaction. While innovative technology and products are paramount to our success, quality service has launched us into holding one of the top positions in the merchant acquiring industry.

With corporate headquarters in Ashland Kentucky, MMS has built a solid foundation based on unprecedented service and integrity. Always focusing on the needs held by our Independent Sales Agents and our ever growing merchant base of nearly 9,000, MMS is able to meet the demands of tomorrow’s merchants today. With an individual attention approach to each question or concern that every customer has, MMS enjoys a merchant retention rate that is unparalleled in the bankcard industry. Merchant Management Systems has formed vendor relations with many of the nation’s leading manufacturers and suppliers of POS equipment, leasing companies and providers of electronic payment processing. Our sales offices each have an independent ISA relationship manager and a technical support team to assist them at a moments notice. Many of our sales representatives have come to us from other processors and are amazed at the personal attention and professional dedication they receive from our organization.

As we continue our dynamic growth and maintain our top position, we constantly look for ways to improve, never resting on past achievements. Efficient and professional service will always be offered while maintaining the strength and stability that has made Merchant Management Systems an industry leader.

In closing, we believe that we can accomplish more by becoming more. To this end we strive each day to enhance our skills, broaden our potential and increase our contribution, all to the betterment of ourselves, our company, our partners and our customers.


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Merchant Management Systems, Inc. is enrolled in AmbironTrustWave's TrustKeeper® remote compliance program to validate compliance with the Payment Card Industry (PCI) Data Security Standard [Learn More]

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